Check with seller Tuyển dụng Hà Nội Ngân hàng Thương mại Cổ phần Kỹ Thương Việt Nam (Techcombank) cần tuyển

[Tuyển dụng Hà Nội] Ngân hàng Thương mại Cổ phần Kỹ Thương Việt Nam (Techcombank) cần tuyển Chi tiết công việc

Giới thiệu công ty



Thu nhập:
Thỏa thuận
Loại hình:
Toàn thời gian





Chức vụ:
Nhân viên
tài chính
Key Accountabilities (1)
1.KYC:
- Collect/research about the assumptions and sources of potential customers (leads) to understand the characteristics, needs, markets, competitive banking products ... of USME customer segments / assigned focus sub-segments./
- Collect / learn about the assumptions and sources of potential customers (leads) to understand the characteristics, needs, markets, competitive banking products ... of USME customer/ assigned focus sub-segments.
- Collecting, analyzing information about customers: operating, methodology, business plans, financial statements, .. to understand the characteristics và business model, customers key success and risk factors, customer needs by assigned USME segment / sub-segment and consult financial solutions for customers
Products và Prices:
- Continuously update product knowledge, features, benefits, selling points and related policies to advise customers about:
- Standard Product and Service, package product, business program including deposit, credit, services, trade finance, foreign exchange, derivatives, and other products for USME business customers.
- Price policy based on financial plan with customers (ACP) / risk (RORWA) / performance on risk assets (TOI / RWA) / life cycle value of customers (CLV) according to regulations of TCB
3. Sales và Services:
- Establishing relationships with new customers according to the list of assigned customers or self-seeking customers through relationships, forums, conferences...; building and developing relationships with existing customers, managing portfolio (in terms of sales, quality, structure ...); promote sale, cross-selling to increase wallet share and portfolio quality according to TCBs oriented strategic
- Sales planning, business opportunity identification and identification (ACP) with target customers.
- Financial consulting for customers: consulting in business planning, methods of managing financial statements, managing cash flows, costs and profits; coordinating with product sales departments and related units to build overall, optimal financial solutions on the basis of customer knowledge and industry developments, ensuring customers are best served according to service model regulated by TCB in each period.
- Customer care: taking care of customers in the managed book, transferring CVP to customers and implementing quality commitments (TATs / SLAs) to enhance customer experience and satisfaction at TCB
Key Accountabilities (2)
4. Credit risk management:
4.1. End-to-end credit risk management on the book managed. Directly perform / coordinate with Risk Management Division to appraise customers; control, work with relevant departments to complete procedures for approval, valuation, disbursement, post-loan management in accordance with TCBs regulations..
4.2. Credit Appraisal:
- Collect records, documents; monitor, update relevant information about the Customers, the Customers business situation to serve the account management, propose solutions, evaluate, appraisal and take care of the Customer..
4.3. Post-lending management:
- Manage post-Lending of the book in accordance with regulations issued by CIBG Division and Risk Management.
-Propose, coordinate and implement measures in dealing with overdue debts for managed customers.
-Prevent risks in business activities in accordance with the Banks regulation in each period.
5. Operating:
- Absolutely comply with regulations, procedures, instructions ... related
- Actively identify and manage operational risks related to the book managed.
Success Profile - Qualification and Experiences
University degree prioritizes Economics / Finance / Banking / Business Administration / Accounting / Auditing
Minimum of 8+ years in the field of sales, appraising business customers.
English: Minimum TOEIC 550 or equivalent
Thông tin chung
Thu nhập: Thỏa thuận
Cách thức ứng tuyển
Ứng viên nộp hồ sơ trực tuyến bằng cách bấm nút
Ứng tuyển
bên dưới:
Tags:Tuyển dụng Hà Nội, việc làm Hà Nội, Ngân hàng Thương mại Cổ phần Kỹ Thương Việt Nam (Techcombank) tuyển nhân viên

Contact seller Share

Comments